Watercraft Insurance

Canadians know how to have fun. Whether you’re trolling for bass, enjoying a cruise on your pontoon, or having some fun on your PWC the wide Canadian sky is the limit to the enjoyment you can have, especially if you know that your insurance coverage is working hard to protect you.

Why you need separate boat insurance

Having a boat insurance policy separate from your home policy gives you better coverage and value. Our watercraft insurance includes salvage coverage, extra protection for underage drivers, liability that extends to Wakeboarders/Tubers and coverage for fishing boats, jet boats, pontoons & PWCs. We have years of experience on the water and can offer you special discounts for boat safety training — just another way to help you save money.

Our Watercraft Insurance Partners

Our insuring partners offering standalone watercraft policies include:

  • Beacon Underwriting Ltd.
  • Coast Underwriters (RSA)
  • Cowan Insurance Group
  • Premier Marine Insurance
  • NautiMax (Aviva Elite)

Our Watercraft Insurance Coverage Options

Salvage & Wreck Removal Coverage

If your boat sinks or becomes stranded, salvage and removal costs can be significant. This coverage helps protect you from those unexpected expenses.

Protection for Underage Operators

Additional coverage options are available for younger or occasional operators, giving families extra flexibility and peace of mind.

Liability Protection

Covers bodily injury or property damage to others, including extended liability for Wakeboarders, Tubers, Water skiers

Whether you’re towing friends or hosting family on board, you’re covered.

Physical Damage Coverage

Protects your boat against:

Collision, Fire, Theft, Vandalism, Storm Damage

Protect your watercraft today

Before you head out on the water this season, make sure your boat, and your passengers, are fully protected with insurance coverage customized for you.