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Home Insurance Surrey BC

Your home is your most valuable asset; protect it with tailored insurance solutions from Coughlin Insurance Brokers.

Our policies offer house insurance, liability insurance, and insurance for your personal property. We also offer tenant insurance and condo insurance – the coverage you need at competitive rates.

Comprehensive Coverage

Comprehensive coverage protects from all risks except for excluded risks that are specifically named on the policy. Flood, earthquake, and sewer backup are three risks that are typically excluded. About 20% of Surrey is located on floodplains – flooding is fairly common here, so it can make sense to purchase flood insurance for added protection on comprehensive policies. We can help you determine your risk for flooding and help you find a comprehensive policy that protects you, your home, and your personal property. Other options, like earthquake insurance, are also available.

Tenant Insurance

Tenant insurance protects you when you’re renting a living space. With tenant insurance, you can protect your personal belongings; tenant insurance will also protect you with liability coverage, giving you peace of mind. We offer affordable, comprehensive coverage for tenants in Surrey! .

High Value Home Coverage

Many Surrey homes exceed the $1-million replacement cost, requiring protection beyond a standard policy. High-Value Home Insurance ensures your home’s premium materials, custom design, and unique finishes can be fully rebuilt without compromise. These policies also offer higher limits, cash-settlement options, and may require professional appraisals to keep coverage aligned with rising property values.

Condominium Insurance

Condominium insurance protects condo owners from a wide range of risks. Comprehensive condo coverage provides you with liability insurance, protection for your personal property, and additional protections designed for condo owners. Our policies can protect you from condo assessment fees and provide coverage for improvements you make to your condo unit.

Please Note: These are general policy descriptions to help you understand different types of coverage. They do not refer to any specific contract of insurance, and they do not modify any definitions expressly stated in any contracts of insurance. We encourage you to speak to your Customer Insurance Representative and to read your policy contract to fully understand your policy’s coverage and find out more about how we can protect what you value most.

Why Choose Coughlin Insurance?

Local Knowledge, Personalized Service?

The brokers at Coughlin live and work in Surrey and the surrounding communities. We know what homeowners, condo owners, and tenants need because we are homeowners, condo owners, and tenants. We’ll find you coverage that protects you and your home; coverage that’s tailored to your needs.

Trusted Experts With Decade Of Experience

Our clients trust us thanks to our in-depth understanding of everything from ground operations and manufacturing to refuelling operations and search and rescue flights. We will help you find coverage that matches your unique needs and risk profile.

Smart Ways To Save On Premiums

There are all kinds of ways you can save on your premiums, and different insurers will offer different discounts. One of the best ways to make the most out of those discounts is to talk to the insurance brokers at Coughlin. We will help you determine which policies offer discounts that match your lifestyle, reducing the cost of your insurance policy without compromising your coverage.

Support When We Need It Most

We provide our clients with insurance policies in the hopes that they’ll never need to use them. If you do, we can help, from making a claim to understanding what your policy covers. If you need support, we’re here for you.

Why Our Clients Say About Cyber Liability Insurance

Found me the best coverage.

Kuljinder made getting home insurance super easy! She explained everything clearly and found me the best coverage. Really appreciate the help — definitely recommend her!

– Loveprit Brar

Handled my insurance with care.

Kuljinder is an outstanding professional, super knowledgeable, honest, and highly responsive. She handled my insurance renewal with care ensuring I had all the coverage I needed. She was very patient, detail‑oriented and truly amazing to work with, I would highly recommend her for all your insurance needs. Thank you, Kuljinder!

– Preet Mann

More Reviews

Professional, patient, and clear.

I had a great experience working with Kuljinder for my insurance needs. She was very professional, patient, and explained all the options clearly. Highly recommend her for anyone looking for reliable insurance advice.

– Narinder Singh Gill

Guildford Towngate Centre

6A – 9965 152 Street,
Surrey, BC, Canada
V3R 4G5

Phone: 604-498-7600
Email: guildford@coughlin.com

Monday – Friday: 9:00 am – 5:00 pm
Saturday & Sunday: Closed

The coverage you need at a price that makes sense. That’s what we aim to offer at Coughlin Insurance Brokers. Contact us today; we offer personal insurance Surrey residents can rely on

Get A Free Business Insurance Quote In Surrey, BC

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Keep your business protected. Whether you need a new policy or you’re looking to compare different policies with your existing business coverage, contact us today for insurance solutions tailored to your needs.