Auto Insurance Edmonton
Auto insurance is mandatory in Edmonton. At Coughlin, we help Edmonton drivers compare different auto insurance policies to find the right insurance for their unique needs.
How to get auto insurance in Edmonton
The easiest way is through an insurance broker.
The most recommended way to get auto insurance in Edmonton is to work with an insurance broker. At Coughlin, our brokers will compare quotes from Alberta’s many insurance providers to find you policies that work for you.
What Types Of Auto Insurance Are There?
Mandatory Insurance
Auto insurance is mandatory in Edmonton and throughout Alberta. The Alberta Government mandates that all drivers have three types of insurance:
- Third-party liability for damage and injuries that you cause to others – the minimum required by law is $200,000.
- Accident benefits coverage, which covers medical payments, income replacement, funeral costs, counselling, and more if you or your passengers are injured, regardless of fault.
- Direct Compensation for Property Damage (DCPD), which helps to repair or replace your vehicle after an accident where another driver is at fault.
Our brokers will compare policies from our network of insurance providers to find you mandatory insurance coverage that works for your specific requirements.
Recommended Insurance
We highly recommend going above and beyond the mandatory auto insurance coverage required by the Government of Alberta. Optional car insurance coverage, like all-perils coverage, which provides greater protection if your vehicle is damaged in a collision and protects your vehicle from theft, vandalism, and risks like fire and hail damage, is popular for its broad protection.
We also recommend increasing your third-party liability coverage; $200,000 is simply not enough coverage for many accidents.
Our brokers will help you find the right level of coverage for your vehicle and lifestyle.
Full Coverage Insurance
Coverage for your vehicle can extend beyond coverage for damage and injuries. Full insurance coverage can include protection for loss of use, policies that stop insurers from considering depreciation if your vehicle is written off, and even policies that extend to non-owned automobiles.
Why Should I Choose Coughlin for Auto Insurance in Edmonton?
Exceptional Service
With over 50 years of experience serving Western Canada, the team at Coughlin knows what it takes to earn our customers’ trust. We take the time to get to know you and your needs, then analyze the insurance policies offered by our trusted network of providers. We compare quotes on your behalf, then show you a number of policies that are tailor-made for you.
Competitive Pricing
Our decades of experience in the industry have given us the connections and know-how to help you secure car insurance policies that offer excellent coverage at competitive prices. We can help you find discounts on your auto insurance premiums, lowering your monthly costs even further.
Expert Advice
Whether you’re looking to understand if all-perils coverage is right for you or you’re trying to determine what kind of coverage you need for a fleet of vehicles, our insurance brokers in Edmonton have the experience to guide you through the process of choosing between insurance policies. Should you need to claim, we can help you through that, too.
Why Edmonton Residents Recommend Coughlin Insurance
Get a free auto insurance quote in Edmonton
Personalized insurance quotes
Whatever you drive, stay protected with an auto insurance policy tailored to your needs. We offer auto insurance policies for personal vehicles and for commercial fleets; get in touch with us today for a free quote!