Travel Insurance
Travel should be about creating memories—not worrying about what might go wrong. Whether you’re heading across the border or exploring the world, travel insurance provides peace of mind by protecting you against unexpected medical expenses, trip interruptions, and unforeseen emergencies.
Why travel insurance is important for Canadians
When traveling outside your home province or country, your provincial health plan may offer limited or no coverage. Medical costs abroad—especially in destinations like the United States—can be extremely high. Travel insurance ensures you’re financially protected in case of emergencies such as:
- Sudden illness or injury
- Emergency medical treatment and hospitalization
- Trip cancellations or interruptions
- Lost, stolen, or delayed baggage
- Emergency medical evacuation
Having the right policy means you won’t have to worry about unexpected expenses ruining your trip.
Our travel insurance coverage options
We understand that every traveler is different. That’s why we provide flexible travel insurance solutions tailored to your needs:
Single Trip Travel Insurance
Ideal for occasional travelers, this coverage protects you for one specific trip—perfect for vacations or short-term travel.
Annual Multi Trip Insurance
For frequent travelers, annual policies offer coverage for multiple trips throughout the year, saving you time and money.
Medically Underwritten Travel Insurance
Designed for individuals with pre-existing medical conditions, this plan ensures you receive proper coverage based on your health history.
Group Travel Insurance
Traveling with a group? We offer customized plans for families, organizations, or corporate travel to ensure everyone is protected.
Travelling outside Manitoba or Canada
Before leaving your province, it’s important to understand what your government health plan covers—and what it doesn’t. Many travelers are surprised to learn that provincial coverage is very limited once you leave Canada.
Manitoba Health Travel Information
Leaving Manitoba to travel, work, study, or move?
Ontario Health Insurance Plan Travel Guide
Leaving Ontario to travel, work, study or move?
Visitors to Canada
Planning a trip to Canada? Or maybe someone special is coming here to visit you?
Whether it’s a short or extended trip, you want the visit to be safe and enjoyable. To protect yourself against unexpected illness or injury, make sure you’ve got the proper coverage. Talk to us today about travel insurance for visitors and Coughlin Insurance and our partners will help you put your mind at ease.
